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  • Product Development News, August 2001, Issue No. 51
    immediate, i.e., a x+t:15-t /a x:15] “based on the mortality table and interest rate used in calculating the net ... made to date against the policy value. For these annuity values, x is the age at which the surren- der charge ...

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    • Authors: Matthew Easley, Stephen A J Sedlak, Robert Hafner
    • Date: Aug 2001
    • Publication Name: Product Matters!
  • Federal DAC Tax
    Applying this formula produces the following table of illustrative PDAC costs for non-pension annuities ... To illustrate this, consider a single, premium annuity with a premium of $1000, commission of 5%, acquisition ...

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    • Authors: Matthew Easley, Stephen A J Sedlak, Gregory A Simmons
    • Date: Aug 2001
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
  • What Are the Odds?
    it seem like something is always going wrong?” Let’s think about the problem like an exam question. You ... in your risk analysis. How do you answer the CEO’s challenge? Most of our pricing deals with expected ...

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    • Authors: Matthew Easley
    • Date: Jan 2024
    • Competency: Communication; Leadership; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Enterprise Risk Management>Portfolio management - ERM; Financial Reporting & Accounting; Enterprise Risk Management>Risk correlation
  • The Perils of Long-Term Guarantees
    individuals. One good example is the fixed indexed annuity (FIA). Most consumers do not have the ability ... owners. A second example is the early variable annuity (VA) contracts, which bundle mutual fund investing ...

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    • Authors: Matthew Easley
    • Date: Feb 2020
    • Competency: External Forces & Industry Knowledge; Leadership; Results-Oriented Solutions
    • Publication Name: Product Matters!
    • Topics: Economics; Economics>Behavioral economics; Economics>Financial economics